HOA and Community Fees
Ave Maria HOA fees, SCD assessments and property taxes
Ave Maria ownership can include several separate obligations. This guide explains each layer so you can compare homes on total cost, not just list price. Every figure here is an example that must be verified for the specific property.
The Layers
Possible fee categories in Ave Maria
Not every home carries every layer. A single family home in Avalon Park and a Terrace condominium in The National have very different lists.
Ave Maria Master Association
Paid by owners across the community for shared areas and services.
Neighborhood HOA
Gatherpoint, Del Webb Naples, Maple Ridge, Avalon Park and the established sections each have their own.
Condominium association
For condos such as Residences at La Piazza and Terrace, Veranda and Coach Home condominiums in The National.
POA
Property owners association assessments where a community is structured that way, such as The National.
Club and golf fees
Country club dues, golf related costs and food and beverage minimums at The National, depending on the property.
Stewardship Community District
Debt service and operations and maintenance assessments on the tax bill, varying by parcel.
Property taxes
Ad valorem taxes that can reset after a sale, plus non ad valorem assessments.
Insurance and utilities
Not association fees, but part of the true monthly cost of ownership.
Ave Maria Master Association
Ave Maria homeowners generally pay the Ave Maria Master Association, while each neighborhood adds its own HOA, condominium or club related assessments. Current researched property and association records commonly show an Ave Maria Master Association assessment near $203 per quarter.
This figure is not permanently guaranteed. Budgets change. Verify the current assessment before contract.
Neighborhood examples from 2026 research
- Del Webb Naples: recent property examples showed neighborhood HOA assessments in roughly the low $1,200s per quarter plus the master association. Amounts differ by product and parcel.
- Avalon Park: neighborhood assessments varied by property in 2026 resale examples, plus the master association.
- The National: no single generic fee exists. Buildings, collections and membership structures differ materially.
Treat these as property specific examples, never as a universal neighborhood fee.
Ave Maria CDD Fees
The Ave Maria Stewardship Community District
Buyers commonly search for “Ave Maria CDD fees.” The district that actually serves Ave Maria is the Ave Maria Stewardship Community District, an independent special taxing district that funds and maintains community infrastructure.
- SCD assessments can include a debt service component that repays infrastructure bonds
- They can include an operations and maintenance component for ongoing upkeep
- Amounts vary by parcel, phase and property
- SCD charges are generally collected through the property tax bill as non ad valorem assessments
Never rely on one universal SCD amount for all Ave Maria homes. Request the assessment for the specific parcel from the district records, the tax bill and the seller's disclosures.
Ave Maria Stewardship Community District (opens in a new tab)
Property Taxes
Why the seller's tax bill is not your tax bill
Florida property taxes are reassessed and capped in ways that make a seller's current bill a poor forecast of a buyer's future bill.
Purchase price and reassessment
A change in ownership can reset the assessed value toward market value, which often means a higher bill than the seller paid.
Homestead status
A Florida homestead exemption can reduce taxable value for owners who make the home their permanent residence and qualify.
Save Our Homes
After homestead eligibility, Save Our Homes limits annual growth in assessed value. Non homestead property follows a different cap structure.
Exemptions
Other exemptions can apply depending on the owner's circumstances and must be applied for.
SCD on the tax bill
Non ad valorem assessments, including Stewardship Community District charges, can appear on the bill in addition to ad valorem taxes.
Not tax advice
This website does not provide tax advice. Verify with the Collier County Property Appraiser, the Collier County Tax Collector and your own tax professional.
Community Rules, Pets and Leasing
Rules come from the documents, not from a website
There is no single universal pet or leasing rule that applies identically to every residence in Ave Maria. The master community, neighborhood HOA, condominium association and, at The National, the private club can each have governing documents that affect a property.
Pets
Ave Maria is generally pet friendly, with dog parks at South Park and inside neighborhoods such as Maple Ridge. Individual associations can set rules on the number, breed, weight or type of pets. This site does not publish universal limits because they differ by association and change.
Leasing
Leasing rules differ by neighborhood and association. Some require lease approval, minimum terms or limit the number of leases per year. Del Webb Naples, for example, has leasing approval requirements in its published materials. Request the current documents before buying an investment or seasonal property.
Architectural and other rules
Vehicle, parking, architectural, exterior modification and occupancy rules vary. Review the current declaration and amendments, the rules and regulations and, at The National, the club and membership obligations.
Request the governing documents before you make an offer
Tell Magaly which home or neighborhood interests you and she will request the current declaration, amendments, rules, budgets and fee schedules so you know exactly what applies before you sign.
Request Documents and Fee InformationFee FAQ
Common questions about Ave Maria fees
What are Ave Maria HOA fees?
There is no single Ave Maria HOA fee. Owners generally pay the Ave Maria Master Association, commonly near $203 per quarter in current research, plus neighborhood HOA, condominium, POA or club charges that vary by property. SCD assessments are separate and appear on the tax bill.
Does Ave Maria have a CDD?
Ave Maria uses the Ave Maria Stewardship Community District rather than a traditional CDD. Its assessments can include debt service and operations and maintenance, vary by parcel, phase and property, and are generally collected on the property tax bill.
Will my property taxes match the seller's?
Often not. A sale can reset assessed value toward market value, and homestead status, exemptions and Save Our Homes rules change the result. Verify with Collier County and your tax professional.
Are The National's fees the same for every home?
No. HOA, POA, condominium, club, golf and food and beverage obligations differ by building, collection and membership structure. Verify the exact property.
Can I rent out my Ave Maria home?
It depends on the association. Rules on approval, minimum terms and frequency vary. Request the governing documents before buying for rental use.
Request Information
Ask Magaly About Ave Maria
Tell Magaly what you are looking for and she will reply personally with current listings, new construction options, quick move in homes, fee details or answers to your questions. Every request on this site goes directly to Magaly Moreno, REALTOR® with Premiere Plus Realty.
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